Disclaimers

Investment Risks and Regulatory Disclaimers

Essential Risk Disclosure (As mandated by SEBI)

• MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY BEFORE INVESTING.
• The performance of the schemes may be affected by changes in Government policies, general levels of interest rates, and risks associated with trading volumes, liquidity and settlement systems.
• As with any investment in securities, the NAV of the units issued under the scheme can go up or down depending upon the factors and forces affecting the capital markets.
• Past performance of the Sponsors/AMC/Mutual Fund does not indicate or guarantee the future performance of the schemes.
• The names of the schemes do not in any manner indicate either the quality of the schemes or their future prospects and returns.
• The sponsors are not responsible or liable for any loss resulting from the operation of the schemes beyond the initial contribution made by them of an amount of ₹1 lakh for setting up the mutual fund.

Distribution Services Disclosure

• We earn commission (trail fee) from Asset Management Companies (AMCs) for distributing their schemes
• Commission rates vary across schemes and AMCs
• Commission details are available in the scheme documents and can be requested from us
• We do not charge any direct fees to investors
• Higher commission rates do not influence our scheme recommendations

Returns and Performance

• Returns are entirely market-dependent and not guaranteed
• The performance of the schemes may be affected by changes in Government policies, general levels of interest rates and risks associated with trading volumes, liquidity and settlement systems
• Any tax implications mentioned are based on our understanding of the current tax laws. Investors should consult their financial advisers if in doubt
• Investors in the schemes are not being offered any guaranteed/assured returns

Regulatory Status and Compliance

Our Role and Limitations

• We are a SEBI-registered Mutual Fund Distributor (ARN-320181)
• We are NOT authorized to:
  • Handle cash or accept payments directly from investors
  • Promise or guarantee returns
  • Modify AMC scheme features or terms
• All investments must be made directly to the respective Mutual Funds
• We cannot accept cash or physical cheques
• All payments must be made through approved digital channels only